Guide · 4 min read

Insuring an imported car: from purchase to the open road

Insuring an imported car is compulsory at every stage: the drive back from abroad, driving in France on plaques WW (temporary French transit plates), and then permanent cover once the vehicle is registered.

Temporary cover for the import journey

For the drive home from the country of purchase there are two options: the insurance bundled with German transit plates (Ausfuhrkennzeichen), or a dedicated frontier policy.

This cover provides the legal minimum (third party liability) for the length of the journey, typically 1 to 15 days.

Insurance on plaques WW

In France, running on plaques WW means taking out a specific policy. Some insurers offer temporary contracts (1 to 4 months) designed for vehicles going through registration.

The cost usually runs from €30 to €80 per month depending on the vehicle and the level of cover.

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Permanent insurance

Once the French carte grise (the French vehicle registration document) has come through, you can take out an ordinary policy. An imported vehicle raises no particular difficulty: insurers treat it as a standard French car.

Supply the French carte grise and the COC (certificate of conformity) when you apply, to keep the process moving.

Frequently asked questions

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Last updated: 2 July 2026. Informational content, not tax advice.